Hot topics
What impact will the controversial VAT rise have on UK consumer spending? 1 March 2011
Raising VAT from 17.5 per cent to 20 per cent has been an unpopular measure, but will it increase the burden on companies' demand? Register or log in to read full article
Does the law on charging orders need to be changed? 1 February 2011
The Office of Fair Trading recently imposed requirements on four high street lenders for misuse of charging orders. Is a change necessary? Register or log in to read full article
Does banking provide a genuine social benefit to individuals and communities? 1 September 2010
Lord Turner, chairman of the FSA, famously said some banking activities had become "socially useless" – so what do those at the coalface think? Register or log in to read full article
Can we expect HMRC to come down hard on tax collection in the next year? 1 August 2010
With billions of pounds in uncollected tax and businesses deferring their tax payments, industry figures highlight an unsustainable situation Register or log in to read full article
Is the UK economy heading towards a double-dip recession in 2010? 1 July 2010
In the light of the latest unemployment figures and soaring personal insolvencies, industry figures issue their outlook on the economy Register or log in to read full article
What should Britain’s next government do to help the credit industry? 1 June 2010
With a tight result expected in the general election on May 6, credit industry figures set out their priorities for the incoming government Register or log in to read full article
Are people becoming slaves to DMPs? 1 May 2010
Insolvency trade body R3 says a quarter of debt management plans (DMPs) will last ten years or more, when they should be a short-term repayment plan between individuals and their unsecured creditors Register or log in to read full article
Have personal insolvencies reached a peak or is the worst yet to come? 1 April 2010
The economy is out of recession, but figures from the Insolvency Service show there were 35,574 personal insolvencies in the last quarter of 2009 Register or log in to read full article
Will fraud in the financial services sector rise as steeply in 2010? 1 March 2010
Fraud in financial services soared in 2009, according to accountants BDO, but whether it will continue to surge remains uncertain Register or log in to read full article
Which option for the future of the electoral roll would best serve the credit industry? 1 February 2010
The Ministry of Justice is seeking views on six options for how the electoral roll can be used: some could be disastrous for the credit sector Register or log in to read full article
Will the OFT’s market study of corporate insolvency improve the sector’s reputation? 1 January 2010
The OFT plans to examine concerns over corporate insolvency, such as comparatively high fees or lower recovery rates for certain creditors Register or log in to read full article
Will the Financial Services Authority leave building societies hamstrung? 1 November 2009
The FSA has proposed regulations that would apply only to building societies, which many fear will hamper mutuals’ ability to compete Register or log in to read full article
Should unsecured creditors have more protection in pre-pack administrations? 1 October 2009
The Association of British Insurers has called for major reforms to Statement of Insolvency Practice (SIP) 16 to protect unsecured creditors Register or log in to read full article
How will the government’s White Paper balance competition and consumerism? 1 September 2009
The government’s consumer White Paper unveiled a series of measures including restrictions for credit card lenders and a high cost credit review Register or log in to read full article
Will expanding the top up trade credit insurance scheme make a difference? 1 August 2009
Companies whose credit insurance cover was reduced from October 1 2008 can now apply for state-backed top ups to replace cover Register or log in to read full article
Has the Enterprise Finance Guarantee Scheme (EFGS) made a difference? 1 July 2009
Last month the government’s scheme to provide funding to small and medium-sized businesses was extended to include social enterprises Register or log in to read full article
Is Her Majesty’s Courts Service fulfilling its obligations to civil court users? 1 June 2009
Court users have raised their frustration over their experiences in the county courts. Credit Today asks if service levels are up to standard Register or log in to read full article
Should the Financial Services Authority enforce a cap on high LTV mortgages? 1 May 2009
With Lord Turner’s next report on regulation in the mortgage market due in September, experts debate the pros and cons of product intervention Register or log in to read full article
Have banks, nationalised or private, lost the right to pay any bonuses? 1 April 2009
Amid public indignation at bonus payouts in the UK’s top financial institutions, Credit Today asks if banks should stop rewarding failure Register or log in to read full article
Has fraud worsened during the credit crunch and which areas have been hit? 1 March 2009
Experts explain that, unfortunately, fraud is not suffering the same downturn the rest of the country is experiencing in the credit crunch Register or log in to read full article
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