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Top story: FCA announces cap rates for payday lenders

The Financial Conduct Authority (FCA) has imposed a 0.8% daily interest rate cap on payday lenders operational from January 2015, along with a total amount repayable by customers that cannot exceed twice the amount borrowed. Read full story

BW Legal takes second legal recovery gong

Leeds-based law firm BW Legal has been named Legal Recovery Firm of the Year for a second time at Credit Today’s Debt Collection Awards, having also won the award in 2012. Read full story

Cracking the fraudster’s playbook

As the National Fraud Intelligence Bureau reports £670 million lost to internet-enabled fraud in the year to 31st August, Credit Today is to broadcast a webinar with credentials management firm Jumio to address how the credit industry can avoid losing ground to social media fraudsters. Read full story

FCA to focus on affordability in card market

The Financial Credit Authority (FCA) has issued the terms for its study of the credit card industry Read full story

Poll

Has the transition to the FCA been a smooth process?